A CVV Number or CVV Code, also known as “Card Verification Value”, is a fraud prevention code printed on your credit card. You would typically need to have the CVV code when you’re making a purchase online or over the phone along with your zip code, name & occasionally your full address as well. This helps verify that you have the credit card in your physical possession and helps prevent fraud.
The CVV is often also referred to as CVC “Card Verification Code”, CID “Card ID or Credit Card Identification Number” or CSC “Card Security Code”.
Where do I find my credit card CVV?
Visa CVV – Your Visa CVV will be located on the back of your card. It is the 3-digit standalone number to the far right, in the middle of your card.
Mastercard CVV – Your Mastercard CVV will be located on the back of your card. It is the 3-digit standalone number to the far right, in the middle of your card.
Discover CVV – Your Discover CVV will be located on the back of your card. It is the 3-digit standalone number to the far right, in the middle of your card.
American Express CVV – Your Amex CVV will be 4-digits located on the front of the card, to the right, just above the end of the credit card number.
Key points about your CVV, CVC, CID & CSC:
When you are asked for your CVV, CSC or CVC, make sure that you know which code they are asking for. This is not your personal identification number “PIN”. The PIN is what you would be using if you use an ATM to pull cash out of your bank account or when you are using your credit or debit card to make a purchase in-person.
Unlike your PIN, you cannot change the CVV number unless you get a new credit card or debit card.
A CVV2 number is the same as mentioned above. The reason for the “2” in the CVV2 is because it refers to a new method of generating these codes which is typically more advanced than the older method.